Posts tagged ‘payday loans’

Payday Advance Helps Cope With Rise In Living Costs

Have you ever experienced being financially stressed out? As it happens, many Brits feel on the edge of their finances on a daily basis. Money supermarket website has found that the average family expenses has grown by 54 pounds for each month that goes by. As the rise in living costs poses constant pressure on British households, many adults believe they cannot handle any further increases.
The stress and financial pressure that British households already face has taken its toll, with many people suffering from sleep deprivation as a result of constant financial worries.
In April, only a couple of months ago, inflation struck and hit Great Britain by four and a half percent. A massive 25% of consumers believe they are nearing a breaking point as living costs leave many breaking even.
While living beyond one’s means is tempting, sinking into debt is one thing we all wish to avoid. Nevertheless, avoiding debt is harder now that petrol prices have reached another record high, with £1.33 pounds being the new cost per one liter of petrol.
The petrol cost has left a great financial impact on one in every four British adults. The monthly budget is getting tight: while people continue to earn the same amount, they now have to spend more on regular weekly expenses. As for the biggest drain on an average family income, food comes in first for one quarter of the people surveyed. One fifth of the people in the study believe that the largest financial strain comes from utility bills.
Nowadays there is less disposable family income. For many that need to cope with pay freezes, less money is available, meaning less income and more financial stress.
The demand for a fast payday loan has grown as a result of the current financial state in the UK. Not making it till the end of the month made 58% of Brits turn to short term money solutions such as the payday advance. If you need immediate cash, a hassle free online payday advance may help sort out your finances.


May 25, 2011 at 2:00 PM Leave a comment

Living on a Tight Budget? Payday advance could help

Latest budget changes are likely to affect
most Brits, with the average income per household about to decrease by 200 pounds.
According to the institute for fiscal studies, changes to welfare and tax benefits beginning April this year are the reason that incomes will be 200 pounds less on average.
Credit Action stated that there is a drop in the higher rate income tax threshold. Consequently, 750,000 individuals will begin paying tax at forty percent.

Childcare benefits are about to be frozen until 2014, national insurance contributions by employees will grow from eleven to twelve percent,
and a reduction in the entitlement for child tax credit is also expected.
With both benefit cuts and rise in taxes, on average households will have 200 pounds less than in the previous. Add that to further job losses and higher cost of everyday living expenses, and you have a recipe for a very tight budget per household.

Budget concerns

Uswitch conducted a study showing that 4 out of 10 Brits are not feeling confident about their financial state. The reason was found to be the British Chancellor’s latest budget announcement.
The research revealed that one in four people do not feel confident about Great Britain’s financial state. In fact, nearly 40 percent feel they are financially worse off after the recent budget announcement for 2011.
If you feel stressed out financially, check “payday bank” and “my payday” to find out how you can effectively solve short term financial issues.

April 6, 2011 at 1:00 PM Leave a comment

A quick payday advance can help personal finances

A fast payday advance can be useful when you need to borrow cash in a hurry. It also contributes to lowering unauthorised overdrafts fees as well as credit card charges.

There are a several things to keep in mind, however, to make fast payday advance work in your favor.

Normally a payday advance offers you instant access to cash in the amount of 80 – 750 pounds with the ability to repay within 30 days.

What you need to do:

• Figure out the household outgoings to see how much you are able to repay when your next paycheck is due

• Double check that there is sufficient funding in your bank account bn top of maintaining a good credit score.

• Shop around and compare various online loan rates and deals

What you do not need to do:

• Do not apply for a long term, secured loan. These type of loans risk your personal property and if you default on the payments, you might lose your house.

• Do not apply for more than you can afford to repay on due date. Keep in mind expenses such as council tax, utility bills and other debts. You should also leave some ‘going out’ cash each month if possible, otherwise your cost control efforts might not fit reality.
After figuring out the right amount to borrow, getting a payday advance is convenient and accessible while approvals for many individuals are high. Submit a short online application and get the extra money needed to sort out personal finances.

January 11, 2011 at 3:51 PM Leave a comment

Fast Payday Loans for Tough Financial Times

People in Great Britain are going through rough times to make it to payday. Latest research by insolvency trade shows that approximately 20 days after the latest paycheck, Brits run out of cash.

If you are going through a costly month a fast payday loan can ease your immediate cash flow until your payday arrives.

According to the research, forty two percent of the UK are having a hard time to make their pay last for 30 days. Eleven percent struggle on a regular basis and thirty one on occasion.

“Inflation is associated with everyday living costs as well as possible increase in the interest rates does not make this struggle easier,” said Mr. Steven Law, insolvency trade’s president.

The major reasons for the constant financial struggle includes card payments for a third of the people participating in the survey, spending on luxury items or going out was a struggle for one quarter, and repaying a mortgage or bank loans accounted for fifteen percent.

“There is a need for a cultural change in consumer debt management. For a long time we got used to the concept that we are entitled to the money.

The amount of personal insolvencies since year 2000 has grown by 350 percent.

Fast Payday Loans

If you are having a hard time to make your monthly income last for 30 days a fast payday advance loan could help sort out personal finances. An amount ranging between £80-750 is accessible to borrow online with a mere 20 pounds charge for every 80 pounds you borrow. The cash is repaid from the borrowers by the time for the next payday.

September 21, 2010 at 2:56 AM Leave a comment

The Payday Loans Growing Popularity

It is no wonder that short term financial solutions gain popularity so quickly. Especially when mid month financial issues become so tough to manage. Meanwhile, sudden appearance of urgent payments such as car breakdown repair expenses, bill for a visit to the dentist, utility bills and so on become a financial burden. In order to get the additional funds to make it through the entire month without seeing red in your bank account, apply online with same day loans. The financial help of payday loans is gaining popularity among the working class dealing with tough financial situation. When attempting to manage the monthly budget efficiently, meeting one’s monetary desires until the next payday is a challenge. The convenient solution is applying for a loan online.
The application is a short and fax free online process. One can quickly gain this short term same day loan assistance. All you need to do is fill out a single application form with details such as your name, bank account number and other few personal details. No credit check involved which is a benefit if you are trying to repair your credit report. Even if you have a poor credit report, payday loan serves as a remarkable short term solution to clearing off immediate debts. Once you apply and are approved, the loan will go straight into your active bank account.
Another reason for the increasing popularity is high marks on customer service. Online research reveals that the customer service satisfaction from same day loans is very high, with banks getting low marks and more complaints regarding bad handling of customer service. Research by the FSA , also known as the Financial Services Administration, shows that five major banks in the UK are poorly managing complaints.
Brits these days use same day loans more than ever, as the number of FSA complaints increase. In the money lending business , local banks take a long time to process a loan application, with a great amount of forms, faxes and credit report checking to go through. Same day loans are hassle free and do not require as much. If you have any questions many same day loans offer immediate response on the web on any financial matter.
People in search of a way to sort out finances go online and apply for a loan between 80- 750 pounds on “my payday”, “same day payday loans” and other credible organizations based in the Great Britain. The ability to get money fast directly to your account is important to your financial well-being.

May 17, 2010 at 10:39 AM Leave a comment

Affording the Wedding Attendance Via Payday Loans

Hello to all blog readers.
As we all know, wedding season is fast approaching and I have done a little research about the finance aspect of it. According to Santander cards, British citizens pay the sum of 10.45 billion pounds each year to attend weddings alone.
The research shows that a guest pays on average 370 pounds to go to the wedding. Affording the attendance is not easy when the accommodation and the trip alone cost £200 on average. The gift normally is around £130, while the outfit you choose to wear is £125.
In Great Britain, the average age a person gets married is twenty nine for women and thirty two for men.Guests aged 26-35 are the biggest group age attending. Almost 50% of this group attends one or more weddings each year. With the economic situation these days, it’s no wonder that 20% of wedding guests say they cannot and do not purchase wedding gifts.
Let me suggest a way to help finance a wedding attendance in the most convenient way possible. The convenient and simple online solution of a payday loan. By paying attention to the cost of taking part of a wedding, you can manage to afford it without seeing red in your bank account..
If you are struggling to pay all your bills plus attend an expensive wedding, go online to seek a pay day loan of your choice. One reliable and genuine payday loan company in the UK is payday bank, with useful information on anything to do with managing your money and cash advance solutions. Read further about it to see how you can attend weddings and still control your costs effectively.

May 9, 2010 at 2:59 PM Leave a comment

Same Day loans for Sorting Out Finances

Same day loans are popularly used to sort out personal finances. Being over 29 myself, I found out that as long as you are over 18 years old, have a stable, active bank account you can apply for a convenient same day loan. one thing that helps to decide on the loan of your choice, is reading about them on payday loan personal blogs and loan expert websites. for instance, check out payday loans on my-space with same day loans as your keywords for the search. alternatively, you can go directly to some credible websites i found for Payday loan in the UK. These are:,, and other types of online same day loans.
Applying for the loan is convenient and easy. No credit check either. When you want a hassle free and paper free payday loan you quickly get it with a same day payday loan listed above.You can get the pounds into your account on the same day of applying for the loan on the Internet. Even if you do not want to specify the reason to your personal loan, you can borrow up to 750 pounds in a single loan application. Please remember to repay on the exact date you need to. This helps avoid any extra charges. Usually you borrow money and repay it by the time your next payday arrives. meanwhile, you quickly pay urgent payments. Use same day loans as a financial solution and see how you can benefit from it.

April 16, 2010 at 10:03 AM Leave a comment

Older Posts

Recent Posts

July 2018
« May    

Blog Stats

  • 4,115 hits